ESA Eligibility Calculator
Find out if your family qualifies for Education Savings Account funding. Get personalized funding estimates and step-by-step application guidance in minutes.
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- ESA Calculator
Which state do you live in?
Select your state to check ESA eligibility and get personalized funding information.
ESA AvailableStates with ESA Programs
No ESA ProgramOther States
These states don't currently have ESA programs, but we'll show you alternative options.
What is an Education Savings Account (ESA)?
Education Savings Accounts (ESAs) are government-funded programs that provide families with direct funding for K-12 educational expenses. Unlike traditional school vouchers, ESA funds can be used for a variety of approved expenses including private school tuition, homeschool curriculum, tutoring, therapy services, and more.
How ESAs Work
When you qualify for an ESA, the state deposits funds directly into an education savings account in your name. You can then use these funds throughout the year for approved educational expenses. Most states use a debit card or online portal system to track and approve purchases.
Private School Tuition
Pay for private school, microschool, or learning pod tuition
Curriculum & Materials
Purchase homeschool curriculum, textbooks, and educational supplies
Tutoring & Therapy
Pay for tutoring, educational therapy, and specialized services
ESA Funding Amounts by State
ESA funding varies significantly by state. Universal programs like Arizona's Empowerment Scholarship Account provide approximately $7,000-$7,500 per student annually, while programs for students with special needs can provide $30,000-$40,000 or more.
Who Qualifies for ESA Funding?
Eligibility requirements differ by state. Some states like Arizona and West Virginia have universal ESA programs open to all K-12 students. Other states have targeted programs based on income, special needs status, or prior public school attendance. Use our calculator above to check your specific eligibility.
Frequently Asked Questions
An ESA is a state-funded account that deposits money directly to families for approved educational expenses. Unlike vouchers that go directly to schools, ESA funds give parents flexibility to choose how to educate their children, including private schools, homeschooling, tutoring, and more.
Funding amounts vary by state and student circumstances. Base amounts typically range from $6,000-$8,000 annually, but students with special needs may qualify for significantly more—up to $40,000 in some states. Use our calculator for state-specific estimates.
Approved expenses vary by state but commonly include: private school tuition, homeschool curriculum and materials, tutoring services, educational therapy, online courses, standardized testing, and educational technology. Some states also allow funds for transportation and extracurricular activities.
In most states, yes—students must withdraw from public school to participate in the ESA program. However, requirements vary, and some states have specific provisions for students who were never enrolled in public school.
The application process varies by state. Generally, you'll need to complete an online application, provide proof of residency, and submit required documentation. Our calculator provides state-specific application guidance and links to official program websites.
Yes! Each eligible child can have their own ESA. If you have multiple children who qualify, each receives their own funding allocation based on your state's program rules.
